insurance - what you need to know

Julie-Ann Clyma and Roger Payne have all the professional liability and accident insurance required to practice as mountain guides.

Participants in any of the guided activities and courses are responsible for their own insurance needs.  This should include cover for personal accident, mountain rescue, emergency care and repatriation.  It is recommended that your insurance includes cover for cancellation and curtailment.

National mountaineering federations often offer specialist insurance for mountain activities (e.g. the British Mountaineering Council (BMC) offers a comprehensive range of policies).  Swiss based REGA offers a a low cost helicopter rescue service which covers most countries in the world.